In many cases loan providers demand financial comments — and other financial data including good 401(k) account declaration inside particular case — to confirm the reason from money into present

This new small treatment for your enquiry is you to definitely yes, you could promote your lady funds from your 401(k) account as a present towards the advance payment with the a house. Contained in this circumstance, you aren’t a good co-borrower to the home loan and you also dont very own the house unless you are added to the fresh new title after the buy shuts. When you are a borrower with the home loan and on the fresh property identity, up coming offering your lady a down-payment present are effortlessly offering a present in order to oneself. อ่านเพิ่มเติม →